Here’s a comprehensive list of documents that may be needed for filing personal taxes in Canada:
Previous Year’s Information:
Last year’s tax return (for reference)
Notice of Assessment (NOA) from the CRA
Income Documents
1. Employment Income:
T4 (Statement of Employment Income)
T4A (Pension, retirement, or other income)
2. Self-Employment Income:
Detailed income and expense records
T5018 (Statement of Contract Payments, if applicable)

3. Investment Income:
T5 (Statement of Investment Income)
T3 (Statement of Trust Income)
T5008 (Statement of Securities Transactions)
Investment account summaries or statements
4. Government Benefits:
T4E (Employment Insurance Benefits)
RC62 (Universal Child Care Benefit)
T4A(OAS) (Old Age Security Pension)
T4A(P) (Canada Pension Plan Benefits)
5. Rental Income:
Records of rental income and expenses
Details of property ownership
6. Foreign Income:
Foreign payslips, tax statements, or other proof of income
Tax paid in foreign countries for claiming foreign tax credits
7. Other Income:
T4RSP or T4RIF (Retirement Savings Plan withdrawals)
T2202 (Scholarships, bursaries, or educational assistance)
Spousal or child support received

Deductions and Credits

1. Employment-Related Expenses:
T2200 (Declaration of Conditions of Employment, if applicable)
T777 (Statement of Employment Expenses)
2. Medical Expenses:
Receipts for medical services, prescriptions, and therapies
Travel expenses for medical treatment (if applicable)
3. Education:
T2202 (Tuition and Enrolment Certificate)
Receipts for exam fees or professional certification
4. Child Care:
Receipts for daycare, babysitting, or other childcare services
SIN of childcare providers (if required)
5. Moving Expenses:
Receipts for eligible moving expenses if relocating for work or school
6. Home Office Expenses:
Detailed records of home office expenses (rent, utilities, supplies)
Form T777 (if eligible for employment-related home office expenses)
7. RRSP Contributions:
RRSP contribution slips
8. Charitable Donations:
Donation receipts from registered charities
9. Union or Professional Fees:
Receipts for union dues or professional association fees
10. Support Payments:
Details of spousal or child support paid, including agreements
Other Supporting Documents
1. Property Ownership:
Documents for claiming principal residence exemption
Receipts for property tax or rent payments (for provincial credits)
2. Investment-Related Deductions:
Records of interest paid on investment loans
Statements for capital losses or gains
Special Circumstances

1. Newcomers to Canada:
Date of arrival and proof of residency
Worldwide income for the year of arrival
2. International Students:
T2202 (Tuition)
Proof of residency status and income (if applicable)
3. Deceased Taxpayer:
Death certificate
Final income details and any tax-related documents

In Canada, individuals file separately, but spouses can transfer certain credits and deductions to maximize tax benefits. Providing both returns together ensures accurate and optimized results.

Yes, tuition tax credits or unused portions can be transferred from your children if they qualify as dependents. Keep the T2202 slip for proof.

Yes, eligible medical expenses can be claimed. Provide all receipts for verification.

You may qualify under the CRA’s flat-rate or detailed method. Eligible expenses include utilities, internet, and office supplies. We’ll help identify the best option.

Yes, as a care worker or health care aide, you may be able to claim certain vehicle-related expenses if you use your personal vehicle for work purposes. Here’s what you need to know:

1. Eligibility for Claims
To claim vehicle expenses, the following conditions must be met:

Employment Requirement: Your employer requires you to use your personal vehicle for work-related travel (e.g., visiting clients).
Form T2200 (Declaration of Conditions of Employment): Your employer must complete this form, confirming that you were required to pay for your own vehicle expenses and were not reimbursed.

2. Eligible Vehicle Expenses

You can claim a portion of vehicle expenses based on the percentage of work-related travel. Eligible expenses may include:

Gasoline
Maintenance and repairs
Insurance
License and registration fees
Lease payments (if applicable)
Depreciation (if you own the vehicle, claimed as capital cost allowance)

3. Tracking Mileage

Record Keeping: Keep detailed records of your mileage, including the date, destination, purpose of the trip, and kilometers traveled.
Work vs. Personal Use: Separate your personal travel from work-related travel, as only work-related mileage is deductible.

4. Additional Deductions

Depending on your situation, you may also be able to claim:

Parking fees incurred during work-related travel.
Tolls paid while visiting clients.

5. Non-Deductible Expenses

You cannot claim:

Commuting expenses (travel between your home and regular work location).
Expenses reimbursed by your employer.

Yes, provide rental income and expense details (e.g., maintenance, utilities, property tax). We’ll help claim all eligible deductions.

Yes, small business income can be reported on your personal tax return . Expenses such as home office costs and travel can also be deducted.

Foreign income and assets over $100,000 CAD must be reported. We’ll ensure compliance with CRA rules.

Yes, cryptocurrency earnings from trading, mining, or payments must be reported as income or capital gains.

Yes! We specialize in guiding first-time filers, ensuring they understand the process and claim all eligible credits, such as the Canada Workers Benefit or tuition tax credits.

Yes, we offer represenatation services. We an Appeal CRA’s decision, after objectively reviewing your tax situation . This service is independent and charged separately even if we have provided tax filling services for you covering the same tax year for which you are being audited or re-assesed.

If you miss the filing deadline and owe taxes, the CRA may charge a late-filing penalty on the balance owing, plus a cerain percentage for each additional month it’s late. Interest will also accrue on unpaid amounts. Filing as soon as possible can help minimize penalties.

Yes, we can file your taxes for all previous unfilled years. You will need to provide your Tax Slips, Payroll Slips and other tax documents related to those years. Also you will provide any notices of Assessments that you have received from the CRA for the unfiled years

Yes, we specialize in filing taxes for students and ensuring they receive all eligible benefits. Whether you’re a full-time or part-time student, here’s how we can assist:

1. Maximizing Student Benefits
Students in Canada are eligible for several tax credits and benefits, including:
Tuition Tax Credit: If you paid tuition to an eligible institution, you can claim this credit using the T2202 slip.
Unused Credits: Transfer unused tuition credits to a parent, spouse, or carry them forward to future years.
Canada Workers Benefit (CWB): If you earned income, you may qualify for this refundable tax credit.

2. Income Types For Students
Students may have diverse income sources, including:
Part-time or full-time job income (T4 slips).
Scholarships, bursaries, or grants (may be partially taxable).
Self-employment or freelance income.

3. Claiming Deductions
Students claim all eligible deductions, such as:
Moving expenses (if relocating for school).
Public transit costs (if applicable under provincial credits).
Interest paid on student loans.

4. Filing with Low or No Income
Even if you have little or no income, filing your tax return is essential to:
Qualify for benefits such as the GST/HST credit.
Build up RRSP contribution room for the future.
Carry forward unused tuition credits to future years.

5. Required Documents for Student Tax Filing
We’ll need:

T2202 slip for tuition fees.
T4 or T4A slips for employment or scholarships.
Receipts for eligible deductions (e.g., moving expenses, public transit).
Proof of income from any side jobs or freelancing.
Student loan interest statements.

6. International Students
If you’re an international student, we can help determine your residency status for tax purposes and ensure compliance with CRA requirements.

Even if you’re not working or earning income in Canada, it’s a good idea to file a tax return as an international student. Here’s why:

1. You May Be Eligible for Benefits
Filing a tax return allows you to claim benefits and credits, such as:

GST/HST Credit: A tax-free quarterly payment to help offset sales taxes, available to those who qualify based on residency and income.

2. Building Contribution Room
By filing, you can begin accumulating RRSP contribution room, which could benefit you in the future when you start earning income in Canada.

3. Tuition Tax Credit

Even without income, you can:
Claim the tuition tax credit for eligible tuition fees (T2202 slip required).
Carry forward unused credits to future years or transfer them to a spouse or parent, depending on your situation.

4. Tax Residency Considerations

As an international student, your tax obligations depend on your residency status (e.g., resident, non-resident, or deemed resident). Filing ensures compliance with CRA rules and avoids future complications.

5. No Filing Penalty

If you have no income, there’s no penalty for not filing. However, filing may unlock future benefits or credits, even if you don’t owe taxes now.

If you’re unsure whether you need to file or how to proceed, contact us, and we’ll help determine the best course of action for your situation.

Yes, if you are on a work permit in Canada, you are generally required to file taxes if any of the following apply to you:

1. You Earned Income in Canada

If you worked and earned income while on a work permit, you must file a tax return to report your income and calculate taxes owed or refunds. Common income sources include:

Employment income (T4 slip).
Self-employment or freelance income.
Other income earned in Canada.

2. You Are a Resident for Tax Purposes

Even if you are on a work permit, the Canada Revenue Agency (CRA) may consider you a resident for tax purposes if:

You have significant ties to Canada (e.g., a home, family, or dependents in Canada).
You are physically present in Canada for more than 183 days in a calendar year.

Residents for tax purposes must report their worldwide income on their Canadian tax return, but foreign income may qualify for tax credits to avoid double taxation.

3. You Want to Claim Benefits or Credits

Filing a tax return allows you to claim benefits and credits such as:
GST/HST Credit: A tax-free quarterly payment for eligible individuals.
Canada Workers Benefit (CWB): A refundable tax credit for low-income workers.
Other provincial or federal benefits for which you may qualify.

4. Building RRSP Contribution Room
By filing your tax return, you create Registered Retirement Savings Plan (RRSP) contribution room, which can benefit you in the future.

If you did not work, earn income, or have tax obligations in Canada, you might not be required to file a return. However, filing can still be beneficial to claim credits or build contribution room.

If you’re unsure about your filing obligations, contact us, and we’ll help you navigate your specific situation to ensure compliance with Canadian tax laws.

Yes, as a work permit holder, you may qualify for certain tax refunds and credits in Canada, provided you meet the requirements. Here’s what you need to know:

1. Residency for Tax Purposes

If the Canada Revenue Agency (CRA) considers you a resident for tax purposes (e.g., significant ties to Canada, or staying over 183 days), you can access many of the same credits and benefits as Canadian citizens or permanent residents.
Non-residents or deemed non-residents may have limited eligibility based on their income source in Canada.

2. Medical Expense Tax Credit

You can claim eligible medical expenses for yourself, your spouse/common-law partner, and dependents, as long as the expenses exceed the lower of 3% of your net income or the CRA’s set threshold.
Keep receipts and documentation for all medical-related expenses, such as prescriptions, dental work, or therapy.

3. Child Care Expenses

If you pay for childcare (e.g., daycare, babysitting) to allow you to work, these expenses may be deductible. The deduction applies to children under 16 or those with disabilities.
You’ll need receipts with the caregiver’s name, SIN, and amount paid.

4. GST/HST Credit

If your income is below a certain threshold, you may qualify for the GST/HST credit, a tax-free quarterly payment to help offset sales tax costs.

5. Canada Child Benefit (CCB)

You may be eligible for the Canada Child Benefit if you meet the CRA’s criteria for residency and have children under 18. This benefit is based on your family income and provides monthly payments to help with child-raising costs.

6. Tax Refunds

If your employer deducted more taxes than necessary from your pay, you might receive a refund when filing your return.
Deductions such as RRSP contributions or tuition tax credits (if applicable) can increase your refund amount.

Yes, you may be eligible for the Canada Child Benefit (CCB) as a work permit holder if you meet certain criteria set by the Canada Revenue Agency (CRA). The CCB is a tax-free monthly payment to help families with the cost of raising children under the age of 18.

Eligibility Requirements

To qualify for the CCB as a work permit holder, you must meet the following conditions:

1. Residency:
You must be considered a resident for tax purposes in Canada, meaning you have established significant ties to Canada (e.g., a home, spouse, or dependents in Canada).

2. Status in Canada:
You must hold a valid work permit and meet the CRA’s definition of a person who has been lawfully authorized to stay in Canada.
Typically, your work permit must allow you to reside and work in Canada for an extended period (not just temporarily).

3. Child’s Residency:
Your child must reside with you in Canada and be under 18 years old.

4. Filing Taxes:
You and your spouse (if applicable) must file a Canadian tax return each year, even if you have no income. Filing is mandatory to apply for the CCB.

How to Apply
Submit an application for the CCB through your CRA My Account or by completing Form RC66, Canada Child Benefits Application.
You may also need to provide supporting documents, such as proof of your child’s identity and residency, as well as your work permit.
What Impacts Your Benefit Amount?
The CCB amount is calculated based on your family’s net income and is adjusted annually. Factors that can affect your payment include:
Your total family income.
The number of children in your household.
Any provincial or territorial child benefits you may also qualify for.

Important Considerations
If you are newly arrived in Canada or have recently transitioned to a work permit, the CRA may request additional documentation to determine your eligibility.
If your residency or work permit status changes, you must inform the CRA immediately.

As a student visa holder, you may qualify for the Canada Child Benefit (CCB) if you meet specific requirements set by the Canada Revenue Agency (CRA). The CCB is a tax-free monthly payment designed to help families with the cost of raising children under 18.

Eligibility Requirements

To be eligible for the CCB as a student visa holder, the following conditions must be met:

1. Residency:
You must be considered a resident for tax purposes in Canada. This is determined based on your ties to Canada, such as having a home, spouse, or dependents in Canada, and your intention to stay in the country for an extended period.
The CRA will assess your situation to determine your residency status.

2. Immigration Status:
You must be lawfully allowed to stay in Canada. As a student visa holder, this means:
Your study permit must be valid.
Your permit must indicate that you are authorized to study in Canada for a significant duration.
3. Child’s Residency:
Your child must reside with you in Canada and be under 18 years of age.
4. Filing Taxes:
Both you and your spouse (if applicable) must file an annual Canadian tax return, even if you have no income. Filing is mandatory to apply for the CCB.
How to Apply
Submit an application for the CCB using CRA My Account or complete Form RC66, Canada Child Benefits Application.
Provide proof of your child’s residency in Canada and documents showing your valid study permit.
What Can Impact Your Eligibility or Benefit Amount?
Residency Determination: The CRA may evaluate your student visa status and ties to Canada to determine whether you qualify as a resident for tax purposes.
Family Net Income: The CCB amount depends on your family’s income level, with higher payments for lower-income families.
Duration of Stay: You must intend to reside in Canada for an extended period. Temporary short-term visits may disqualify you.

If you are deemed a non-resident for tax purposes, you are not wligible to some tax benefits
If your status changes (e.g., you switch to a work permit or leave Canada), notify the CRA immediately to avoid overpayments.

It’s important to understand that benefits and credits from the Canada Revenue Agency (CRA) are not automatically granted and often depend on factors such as your income, contributions, and specific eligibility criteria. Here’s what you should consider:

1. Income-Based Eligibility

Many benefits are designed to assist individuals and families with low to modest incomes. Your eligibility and the amount you receive can be influenced by your net income. For example:

Canada Child Benefit (CCB): A tax-free monthly payment to eligible families with children under 18. The amount is determined based on your adjusted family net income.
GST/HST Credit: A quarterly payment to help individuals and families offset the GST or HST they pay. Eligibility and payment amounts are based on your net income and family situation.
2. Contributions to the Canadian Economy
Certain benefits, particularly related to retirement and employment, require contributions during your working years:
Canada Pension Plan (CPP): To be eligible for CPP benefits, you must have made sufficient contributions during your employment in Canada. The amount you receive upon retirement is directly linked to your contribution history.
3. Residency and Legal Status
Your residency status and legal authorization to stay in Canada also play a crucial role in determining eligibility for various benefits:
Temporary Residents and Newcomers: Temporary residents, including international students and work permit holders, can qualify for certain benefits provided they meet residency and income requirements. It’s essential to understand the specific criteria for each benefit.
4. Application Process
Most benefits require you to apply and provide necessary documentation. They are not automatically disbursed. Ensure you:
File Your Taxes Annually: Filing your income tax return is often a prerequisite for receiving benefits, even if you have no income to report. This process allows the CRA to assess your eligibility based on your financial situation.
Provide Accurate Information: Accurate reporting of your income, family status, and other relevant details is essential to determine your eligibility and benefit amounts correctly.
5. Stay Informed
Benefit programs and eligibility criteria can change. Regularly consult official CRA resources or seek professional advice to stay updated on the benefits you may be entitled to and the requirements for each.
Understanding these factors will help set realistic expectations regarding the benefits and credits you may receive from the CRA. It’s advisable to consult with a tax professional or refer to official CRA resources for personalized information based on your circumstances.

Documentation: Keep all receipts and records for credits or deductions you plan to claim.
Eligibility: Ensure your residency status is correctly determined for full access to benefits.

If you’re unsure about your eligibility for these credits or benefits, contact us, and we’ll review your situation to help you maximize your return.

Yes, we specialize in corporate tax compliance for small businesses, corporations, partnerships and non profits

Required documents include: Income Statement or Profit & Loss Statement Balance sheet statement Capital asset details Assets and Liabilitis details Shareholder information (e.g., dividends or loans) Previous years corporate tax returns Bank and loan statements Expense receipts (e.g., rent, travel, utilities) GST/HST returns

Corporate tax reporting is due six months after the fiscal year-end, with payment due within two months after the fiscal year-end.

Yes, provide rental income and expense details (e.g., maintenance, utilities, property tax).

Yes, small business income can be reported on your personal tax return . Expenses such as home office costs and travel can also be deducted.

No, we don’t provide bookkeeping, you come to us with your completed Income statement or Profit & Loss , Balance sheet and Assets and liabilities information. We will assist with any adjustments where required.

Fees directly related to earning business income, such as legal or accounting services, are deductible.

Yes, we do GST/HST filing. You need to determine if you want to file GST/HST annually or quarterly. We will ensure you meet your obligations and compliance requirement.

Yes, we offer represenatation services. We can Appeal CRA’s decision, after objectively reviewing your tax situation . The purpose of objection or Appeal is to have the CRA change ther decision if it was incorrect. This service is independent and charged separately even if we have provided tax filling services for you covering the same tax year for which you are being audited or re-assesed.

If you miss the filing deadline and owe taxes, the CRA may charge a late-filing penalty and interest on the balance owing. Filing your tax as soon as possible can help minimize penalties.

Late filings may incur penalties and interest on the tax owing balance. File as soon as possible to minimize penalties.

Yes, we offer tax planning for individuals and businesses to minimize liability through strategies like income splitting, RRSP contributions, and deductions.

Some provinces and federal programs offer tax credits or rebates for eligible renovations. We’ll help determine your eligibility.

Yes, we assist non-residents with income earned in Canada, such as rental income, business income, or investments.

Yes, we prepare final tax returns and guide you through CRA requirements for filing on behalf of a deceased person.

Tax credits reduce your tax owing directly, while deductions reduce taxable income. Both help minimize your tax burden, and we ensure you claim all eligible benefits.

Yes, we specialize in assisting Canadian residents with income from multiple countries, including the USA, UK, Nigeria or other African countries and the world over. Here’s how we handle such cases:

1. Filing Your Canadian Tax Return

As a Canadian resident, you are required to report your worldwide income to the Canada Revenue Agency (CRA), which includes income from the USA, UK, and Nigeria. Here’s what we do:

Foreign Tax Credits: We claim foreign tax credits for taxes paid in the USA, UK, or Nigeria to avoid double taxation, following Canada’s tax treaties or international tax rules.

Currency Conversion: All foreign income is converted into Canadian dollars using the CRA-approved exchange rate for the tax year.

2. Required Documents

We can work with a variety of foreign income documents:

To file your taxes, we’ll need:

(i) Canadian Tax Documents: T4s, RRSP contributions, and other standard tax slips.

(ii) Foreign Documents:

USA:

W-2: For employment income.

1099 Forms: For contract work, investment income, or self-employment.

Social Security Benefits: Tax treaty rules determine whether these benefits are taxable in Canada.

UK:
P60: Annual summary of earnings and taxes paid.
P45: Record of income and deductions if you changed jobs during the year.
Self-Assessment Returns: For self-employed individuals or additional income.

Nigeria:
Payslips or Employment Records: For salaried income.
PITA (Personal Income Tax Act) Receipts: Proof of taxes paid under Nigerian tax laws.
Rental or Business Income Records: Details of income, expenses, and local tax payments.
Investment Income Documents: Such as dividend statements or interest income certificates.

3. Tax Treaty Benefits
Canada has tax treaties with the USA, UK, and Nigeria to prevent double taxation. We use these treaties to:
Claim exemptions or reduce withholding taxes on certain types of income.
Optimize foreign tax credits to lower your overall tax liability.

USA: W-2, 1099, Social Security statements, or other relevant forms.
UK: P60, P45, or self-assessment summaries.
Nigeria: Payslips, tax receipts (PITA), and proof of income from rental properties or investments.

The dealine for filing your GST/HST as an individual with business income for income tax purposes and have a December 31 fiscal year-end is June 15. However any GST/HST you owe is payable by April 30.This payment should be reported on line 110 of your return.

or businesses filing GST/HST annually (excluding individuals with a December 31 fiscal year-end and business income for tax purposes), both the filing and payment deadline is three months after the fiscal year-end.

Example:

Reporting period: December 31
Filing deadline: March 31
Payment deadline: March 31